MSHDA
MSHDA Program
$10,000 Down Payment Assistance Michigan
The Michigan State Housing Development Authority is extending its Down Payment Assistance Program throughout Michigan to support low- and middle-income families in tackling one of the toughest challenges to buying a home—the upfront down payment.
up to $10,000 in down payment assistance Michigan
More About MSHDA…
MSHDA – Making Homeownership Possible Across Michigan!
With the MSHDA Down Payment Assistance Program, turning your dream of owning a home into reality is within reach. And it’s not just for first-time buyers—think again! In designated target areas, you could qualify for up to $10,000 in down payment assistance. Whether you’re buying your very first home or upgrading to your next, MSHDA is here to help. Take the next step toward homeownership—connect with us today!
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First Time Buyerst
First-time buyers in Michigan can take advantage of MSHDA’s Down Payment Assistance Program, which helps cover upfront costs. To qualify, the home must be priced at $224,500 or less—making homeownership more accessible.
MHSDA Qualifications
Non First-Time Home Buyers
For non–first-time buyers, MSHDA’s down payment assistance is available only in select counties and cities, with a maximum eligible home price of $224,500.
Eligible Counties
All cities within the following counties are eligible for down payment assistance for non first-time home buyers.
- Alcona
- Alger
- Allegan
- Alpena
- Antrim
- Arenac
- Baraga
- Barry
- Benzie
- Berrien
- Branch
- Cass
- Charlevoix
- Cheboygan
- Chippewa
- Clare
- Crawford
- Delta
- Dickinson
- Emmet
- Gladwin
- Gogebic
- Grand Traverse
- Gratiot
- Hillsdale
- Houghton
- Huron
- Ingham
- Ionia
- Iosco
- Iron
- Isabella
- Kalamazoo
- Kalkaska
- Keweenaw
- Lake
- Lapeer
- Leelanau
- Lenawee
- Luce
- Mackinac
- Manistee
- Marquette
- Mason
- Mecosta
- Menominee
- Missaukee
- Montcalm
- Montmorency
- Newaygo
- Oceana
- Ogemaw
- Ontonagon
- Osceola
- Oscoda
- Otsego
- Presque Isle
- Roscommon
- Sanilac
- Schoolcraft
- St. Clair
- St. Joseph
- Tuscola
- Van Buren
- Washtenaw
- Wexford
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